Privacy Policy.

Global Insurance Resources Group, Inc. ("IRG," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you visit our website at irginsurance.com, how we use it, and the choices you have. By using our website, you agree to the practices described here.

1. Information we collect

We collect information in two ways: information you provide to us directly, and information collected automatically.

Information you give us

When you fill out a contact form, request a quote, apply for contracting, or otherwise communicate with us, we collect the information you provide. This typically includes:

• Your name, email address, and phone number
• Mailing address (if provided)
• Professional information, such as your National Producer Number (NPN), state(s) of license, years of experience, and approximate annual production (for agents seeking contracting)
• The contents of any message you send us

For quote requests, we collect basic underwriting information necessary to provide quotes (age, gender, tobacco use, general health status, desired coverage). We do not collect Social Security numbers, full date of birth, medical records, or financial account information through this website. Sensitive personal and medical information is collected later, directly by the insurance carrier, during the formal application process.

Information collected automatically

When you visit our site, we and our service providers automatically collect certain technical information, which may include:

• Your IP address and approximate location
• Browser type, device type, and operating system
• Pages you view, links you click, and the time and date of your visit
• Referring website (the page you came from)

We use cookies and similar technologies to remember your preferences and to understand how visitors use our site. You can disable cookies in your browser, but parts of the site may not work as intended.

2. How we use your information

We use the information we collect to:

• Respond to your inquiries and provide the services you request (quotes, contracting, case support)
• Connect you with an appropriate IRG team member, case manager, or insurance carrier
• Send you communications related to your inquiry, your business with IRG, or your insurance products
• Improve the website and our services
• Comply with applicable laws, regulations, and industry standards

3. How we share your information

We do not sell your personal information to third parties.

We share your information only as needed to deliver our services, and only with parties who have a legitimate need:

• Insurance carriers: When you request quotes or apply for coverage, we share your information with the relevant insurance company so they can underwrite and issue your policy.
• Service providers: We work with trusted vendors that help us run our business — for example, email providers, customer support tools, and analytics platforms. These vendors are bound by confidentiality obligations.
• Legal obligations: We may disclose information if required by law, court order, regulatory authority, or to protect our rights, your safety, or the safety of others.
• Business transfers: If IRG is involved in a merger, acquisition, or sale of assets, information may be transferred as part of that transaction, subject to the protections of this policy.

4. How we protect your information

We use reasonable administrative, technical, and physical safeguards designed to protect the information we hold. However, no method of transmission over the internet or method of electronic storage is 100% secure. We cannot guarantee absolute security, and you provide your information at your own risk.

If you suspect that an unauthorized person has obtained your account information or other personal data through our site, please contact us immediately at info@irginsurance.com.

5. Your choices and rights

You have several choices regarding the information we collect:

• Opt out of marketing emails: Use the unsubscribe link in any marketing email we send, or contact us directly.
• Access, correct, or delete your information: Contact us at info@irginsurance.com to request a copy of the information we hold about you, correct inaccuracies, or request deletion (subject to legal and regulatory retention requirements).
• Cookies: Adjust your browser settings to refuse cookies or alert you when cookies are being sent.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we have collected, the right to request deletion of that information, and the right to opt out of any sale of your personal information (we do not sell it). To exercise these rights, contact us at info@irginsurance.com.

6. Third-party websites and services

Our website contains links to third-party services, including iPipeline, iGO, WinFlex, and others. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review their privacy policies before providing any information to them.

7. Children's privacy

Our website is not directed to children under the age of 18, and we do not knowingly collect personal information from children under 18. If you believe we have inadvertently collected information from a child, please contact us so we can delete it.

8. Changes to this policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you by other means.

9. Contact us

If you have questions about this Privacy Policy or how we handle your information, please contact us: